Personal Injury Insurance Claims

The laws regarding personal injury claims in Ontario are complex and have changed significantly since the 1990s.  Legal advice is essential if you have been injured in an accident.  Do not rely upon general information from the internet or other sources (including this website) or “knowledgable” friends or acquaintances who have been involved in accidents.  These are no substitute for legal advice.  Do not be afraid to contact a lawyer.

There can be serious consequences if notice periods (where you put the other side on notice that you intend to make a claim) or limitation periods (the date by which you must commence your claim) are missed.

We offer free consultations.

Type of Accident

The first major legal distinction arises from how the injury occurred.   The following are the most common claims which have specific legislation governing your rights:

• Automobile Accidents
• Slip and Fall Accidents
• Boating Accidents
• Dog Bites

The second major distinction arises from the types of benefits which may be available to you.  These available benefits could include:

• Group Insurance (Medical, Rehabilitation etc)
• Short and Long Term Disability Coverage
• Automobile Insurance (No Fault Benefits)
• Credit Card Insurance
• Workplace Safety Insurance
• Government Benefits (CPP, Works, ODSP)
• Life Insurance